Rideshare services like Uber and Lyft have revolutionized the way Californians travel, offering convenience and affordability at the tap of a button. However, with the rise of these services comes an increase in accidents involving rideshare vehicles.
Understanding your legal rights and options after a rideshare accident is critical to protecting your health, finances, and future. At Meyers & Burnett, we specialize in helping accident victims navigate these complex situations with care and expertise. In this blog, we’ll explore the unique challenges of rideshare accidents, how California law applies to these cases, and the steps you should take if you’re involved in one.
1. The Complexity of Rideshare Accidents
Rideshare accidents differ from traditional car accidents because they involve multiple parties and insurance policies. These parties can include:
The rideshare driver.
The rideshare company (e.g., Uber or Lyft).
Other drivers involved in the accident.
Determining who is at fault and which insurance policy applies can be complicated. For example, Uber and Lyft provide insurance coverage for their drivers, but the extent of coverage depends on whether the driver was actively engaged in a ride or waiting for a ride request.
2. California’s Rideshare Insurance Requirements
California has specific laws governing rideshare services, requiring them to carry varying levels of insurance based on the driver’s status at the time of the accident:
Period 1: App On, No Passenger
During this period, the driver is logged into the app but has not yet accepted a ride request. California law mandates minimum liability coverage of:
$50,000 per person for bodily injury.
$100,000 per accident for bodily injury.
$30,000 for property damage.
Period 2: Ride Accepted, En Route to Pickup
Once a driver accepts a ride request, higher coverage kicks in, including:
$1 million in liability coverage.
Contingent comprehensive and collision coverage if the driver has their own coverage.
Period 3: Passenger in Vehicle
While a passenger is in the vehicle, the same $1 million liability coverage applies, along with additional coverage for uninsured/underinsured motorists.
Understanding these insurance periods is crucial for determining which policy applies and how to pursue a claim.
3. Steps to Take After a Rideshare Accident
If you’re involved in a rideshare accident, taking the right steps can protect your health and strengthen your case:
Ensure Safety: Move to a safe location if possible and check for injuries. Call 911 for medical assistance if needed.
Contact the Police: Always file a police report, as it provides an official record of the incident.
Gather Information: Collect the following details:
Contact and insurance information for all drivers involved.
Rideshare driver’s status (e.g., logged into the app, on a trip).
Contact details of any witnesses.
Document the Scene: Take photos of the vehicles, the accident site, and any visible injuries.
Seek Medical Attention: Even if you feel fine, visit a doctor to rule out hidden injuries and document your condition.
Report the Accident: Notify the rideshare company through their app or customer service. Keep records of all communications.
Speak to an Attorney: Contact a personal injury attorney like Meyers & Burnett to evaluate your case and handle interactions with insurance companies.
4. Common Injuries in Rideshare Accidents
Rideshare accidents can result in a range of injuries, from minor to severe. Some of the most common injuries include:
Whiplash and other neck injuries.
Broken bones and fractures.
Head injuries, including concussions and traumatic brain injuries (TBIs).
Back and spinal cord injuries.
Cuts, bruises, and internal injuries.
These injuries can lead to significant medical expenses, lost wages, and emotional trauma, making it essential to seek compensation.
5. Legal Options for Rideshare Accident Victims in California
Victims of rideshare accidents in California may be entitled to compensation for:
Medical Expenses: Covers emergency care, surgeries, therapy, and future medical needs.
Lost Wages: Compensates for income lost during recovery.
Pain and Suffering: Addresses emotional distress and diminished quality of life.
Property Damage: Covers repairs or replacement of your vehicle and other belongings.
At Meyers & Burnett, we guide our clients through the claims process, ensuring they receive the compensation they deserve. Whether negotiating with insurance companies or pursuing litigation, we’re committed to achieving the best possible outcome for every case.
6. Why Choose Meyers & Burnett?
Navigating the aftermath of a rideshare accident can be overwhelming, but you don’t have to face it alone. As a boutique personal injury firm, Meyers & Burnett offers a level of care and attention that larger firms can’t match.
Direct Access to Attorneys: Partners Mark Meyers and Mark Burnett personally handle every case, providing individualized strategies and support.
Proven Expertise: With decades of experience in California personal injury law, we know how to build strong cases and secure maximum compensation.
Client-Focused Approach: We prioritize your well-being, keeping you informed and involved throughout the process.
Unlike firms that spend millions on advertising, we invest in our clients, delivering personalized service and exceptional results.
7. Preparing for the Unexpected
The popularity of rideshare services continues to grow, and with it, the potential for accidents. By understanding your rights and taking the right steps after an accident, you can protect yourself and your loved ones.
If you’ve been involved in a rideshare accident, Meyers & Burnett is here to help. Contact us today for a free consultation and let us guide you through the recovery process with care, expertise, and dedication.
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